CIBC Aerogold® VISA* Card
Introducing the NEW Mileage Multiplier™ feature. Now earn 50% more miles: that's 1.5 Aeroplan Miles on everyday spend at grocery, gas and drug stores1.
www.cibccards.com/aeroplanaerogold
About the CIBC Aerogold VISA* Card
Earn Aeroplan Miles and take advantage of special benefits and insurance features when you travel - all with the CIBC Aerogold VISA card.
Now the Aerogold Program has been enhanced with the new Mileage Multiplier feature to help you get even more out of your credit card, at no extra cost. This new bonus feature applies to every purchase you make at grocery stores, gas stations and drug stores (up to $80,000 in total annual spending)1.
The Aeroplan Miles you can earn
- Earn one Aeroplan Mile for every dollar charged to the card2
- Earn 1.5 Aeroplan Miles on everyday spend at grocery, gas & drug stores
- Earn additional Aeroplan Miles when you use the card at participating Aeroplan partners
- Earn Bonus Aeroplan Miles at participating ADVANTEX® restaurants, resorts and golf courses3
How to earn Aeroplan Miles with this card
It’s as simple as using your CIBC Aerogold® VISA Card whenever you make purchases.
The other benefits you'll receive
Take a look at the new CIBC CreditSmart™ features - a suite of smart new credit management tools and services exclusive to CIBC VISA cardholders:
For Easy Organization of your spending to eliminate the guesswork:- Enhanced Monthly Statement – track and manage your monthly and year-to-date spending, organized in 10 common spend categories on your printed statement
- CIBC CreditSmart Spend Report – get a more detailed view of your credit card spending and create customized monthly budgets online.
For Smart Management to help you stay on track:
- CIBC CreditSmart Spend Alerts – set up your alerts through CIBC Online Banking and choose to be notified by phone, e-mail or online message when you are close to your credit limit or when you've exceeded your customized budget4
- CIBC CreditSmart Personal Spend Manager – create your own personal spend categories online to track and manage what's important to you
For Increased Security to protect you at all times:
- CIBC CreditSmart Credit Report Alerts – sign-up online to stay up-to-date on key changes to your personal credit report so you're aware of any unusual activity on your credit file5
- CIBC CreditSmart Fraud Alerts – set-up your alerts online and choose to be notified as soon as possible about potential unauthorized use of your credit card through alerts by e-mail or online message
- CIBC CreditSmart Identity Theft Assistance – get quick access to guidance and clear instructions on what to do if you suspect you're the victim of identity theft by calling 1-800-465-4653
- 24/7 roadside assistance in Canada or the mainland U.S. with no upfront fees and a market rate guarantee with Driver Assist 6
Also, check out these great Optional Features:
- CIBC CardAssistTM1 Card Registry Service: one call protects you if your cards are lost or stolen7
- CIBC Payment Protector™ provides credit card protection when you need it the most8
- CIBC Auto Club offers travel protection when driving in Canada and the U.S.9
- CIBC Trip Cancellation/Trip Interruption Insurance8
- CIBC Emergency Travel Medical Insurance8
Visit www.cibccreditsmart.com to learn more.
Terms and conditions
1 This offer is only available on the CIBC Aerogold VISA Card. 50% more Aeroplan Miles are awarded only on net card purchases at merchants which are classified in the credit card network as grocery stores, service stations/automated gas dispensers or drug stores. Some merchants may sell these products/services, but are coded in another manner, in which case this added benefit would not apply. Any returns or other credits for card purchases at grocery, gas or drug stores will be deducted from your Aeroplan Account at the rate of 1.5 Aeroplan Miles for each dollar in returns/credits. This offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that, net card purchases at these merchants will earn Aeroplan Miles at the regular rate. The $80,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change without notice.
2 Aeroplan Miles are earned on card purchases less returns, and not on cash advances, regular by Aerogold Cheques, balance transfers, fees, interest or payments. Taxes, landing and departure fees may apply to Aeroplan Reward Travel. Aeroplan Miles are awarded only if your CIBC VISA account in good standing on each monthly statement date (otherwise miles may be cancelled). Some restrictions apply. Please visit the CIBC Web site for full details. Aeroplan miles are not actual miles but points towards rewards, including travel, Aeroplan partners, rules and regulations are subject to change without notice.
3 The CIBC ADVANTEX BENEFIT applies only if the Card is used for payment at participating establishments. Some restrictions may apply. Please visit www.aerogold-advantex.com for full terms and conditions. The number of Bonus Aeroplan Miles awarded depends on the particular CIBC ADVANTEX BENEFIT establishment. The CIBC ADVANTEX BENEFIT cannot be combined with other promotional offers and may not be valid with certain discounts or offers. CIBC ADVANTEX BENEFIT terms, conditions and participating merchants may change without notice. The CIBC ADVANTEX BENEFIT program is owned and operated by Advantex Marketing International Inc.
4 Transactions must first be posted to your account before they can trigger a spend alert. It may then take up 24 hours after a triggering transaction is posted for an alert to be sent.
5 This service is provided by Equifax Canada, a leading credit bureau in Canada.
6 The market rate guarantee applies to tows of less than 50 kms and non-towing services, only; if you get a lower, written quote for the same service from another towing operator in the same market area, you’ll be reimbursed the difference between that quote and what you paid the towing company to which you were referred. The Driver Assist service is provided by Dominion Automobile Association (DAA).
7 This service is provided by Carlson Marketing Group Canada Ltd.
8 All insurance is subject to limitations and exclusions. A detailed summary of the terms, conditions, limitations and exclusions is contained in the Certificate of Insurance which you receive on enrolment. CIBC Payment Protector Insurance for Credit Cards is underwritten by Canadian Premier Life Insurance Company. CIBC Travel Insurance is underwritten by member companies of The Co-operators, and is administered by TIC Travel Insurance Coordinators Ltd.
9 The CIBC Auto Club is provided by Dominion Automobile Association.
Page-specific legal
*Visa Int./lic. users.
®Aerogold is a Registered Trademark of Air Canada.
®ADVANTEX is a Registered Trademark of Advantex Marketing International Inc.
™ Trademark of CIBC.
TM1 Trademark of Carlson Marketing Group Canada Ltd.